Ages 5–8+Cubs Series

🧸 The Teddy Experience

Teddy is just starting to notice money everywhere — in his piggy bank, at the store, under the couch cushions. Free and built for first-timers, this is the on-ramp: what money actually is, how to earn and save it, and how to keep it safe.

FreeStart Free

Videos: 9
Worksheets: 27
Quizzes: 3

What's Inside

Three Levels, start to finish

Level I: Discovering Money

What is Money?Coins & BillsMoney Around the World

What money is and why it exists, the idea of barter and the "double coincidence of wants," the three functions of money, exact-change counting with real U.S. coins and bills, and a first look at world currencies like the yuan, yen, rupee, pound, peso, and euro.

Level II: Earning, Saving, & Spending Money Wisely

Jobs & Earning MoneySaving MoneyWants vs. Needs

Jobs versus allowance versus chores, age-based child-labor-law limits, saving versus spending, short-term versus long-term goals, and the needs-versus-wants duality (the same item can be a need or a want depending on the version).

Level III: Protecting Your Money

Choices & Decision-MakingKeeping My Money Safe At HomeWhat is a Bank?

Choice, scarcity, opportunity cost, and delayed gratification; safe at-home money storage; why banks exist and how they work, from tellers to security guards; ATMs; FDIC insurance up to $250,000; deposits and withdrawals — plus a first run-in with Ripper the Raccoon.

Finish all three Levels and earn Teddy's Collectible Coin.

Every Bear Claw Challenge along the way builds toward it — a real marker of a real financial-literacy milestone.

Ready for Teddy?

Free · Ages 5–8+

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Or explore another Level

🍯 Goldie 🐻 Franklin 🐼 Chase 🐻‍❄️ Penny