Ages 8–12+Honey Bears Series

🍯 The Goldie Experience

Goldie just got her first job at the Honey Factory, and suddenly a paycheck isn't the same as pocket money. This course builds real budgeting skill: reading a paystub, telling fixed expenses from variable ones, and using the 50/20/30 rule to make a plan that actually holds up.

$299Buy Now — $299

Videos: 9
Worksheets: 27
Quizzes: 3

What's Inside

Three Levels, start to finish

Level I: Budgeting Basics

Income & PaystubsFixed vs. Variable ExpensesThe 50/20/30 Rule

Income, paystubs, and the difference between gross and net pay and where deductions go; fixed versus variable expenses; living within, above, or below your means; and the 50/20/30 rule, worked out with real percentage math.

Level II: Money & Emotions

Impulse Buying & the Deal TrapAssets, Liabilities & Net WorthPay Yourself First

Impulse buying and the "deal trap," a four-question want self-check, "like vs. love" spending, assets versus liabilities, the Net Worth = Assets − Liabilities formula, "pay yourself first," breaking big goals into yearly/monthly/weekly/daily mini-goals, and a run-in with the Impulsive Insects.

Level III: The Evolution of a Budget

Budgets Change With LifeSide Hustles & IncomeInflation & Purchasing Power

How budgets shift with real life events — moving out, having a baby, college, a promotion; side hustles and steady versus fluctuating income; splitting costs with roommates; and inflation — its demand-pull, supply-driven, cost-push, and buyer-income causes — plus investing as a hedge against it.

Finish all three Levels and earn Goldie's Collectible Coin.

Every Bear Claw Challenge along the way builds toward it — a real marker of a real financial-literacy milestone.

Ready for Goldie?

$299 · Ages 8–12+

Buy Now — $299

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