Financial Literacy 🧸 Made For Families

Raise financially confident kids.

Cash For Cubs makes financial literacy fun, engaging, and easy to understand. From budgeting, investing, and banking to credit, loans, and financial freedom, it's an educational experience for the entire family — to learn, to grow, to connect.

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Video Lessons: 45
Worksheets: 135
Quizzes: 15

Teddy, Goldie, Franklin, Chase, and Penny — the Band of Bears

Come on, let's talk about money!

The Problem

Math Literacy. Reading Literacy. Writing Literacy.What about Financial Literacy?

Give the gift of financial literacy to your kids. Let them learn what you wish you knew when you were younger.

87%

of people cite finances as a general worry causing lost sleep, per American Academy of Sleep Medicine findings.

Source: American Academy of Sleep Medicine

Cash For Cubs: Cash For Cubs can save years of stress and anxiety later in life by introducing these skills at a highly developmental age - before money becomes a source of worry instead of a subject a kid can actually understand.

~$46,000

is the combined average debt for a single borrower carrying both credit card and student loan balances.

Source: Experian, State of Credit Cards Source: Education Data Initiative, Average Student Loan Debt

Cash For Cubs: Cash For Cubs teaches how to avoid falling into debt through budgeting, and how to effectively build credit in a responsible way - well before the first credit card or student loan ever arrives.

63%

of Americans live paycheck to paycheck. And 37% don't have $400 liquid to cover an emergency expense.

Source: CNBC / SurveyMonkey Quarterly Money Survey, July 2026 Source: Federal Reserve, Economic Well-Being of U.S. Households, 2026

Cash For Cubs: That statistic doesn't start in adulthood. Cash For Cubs is built to introduce lifelong financial topics EARLY - teaching budgeting, saving, credit, and investing habits before students ever get their first paycheck.

Mr. Brian, founder and on-camera host of Cash For Cubs

The Solution

Real-world lessons from a real-world educator.

Every one of the 45 Cash For Cubs video lessons is hosted on-camera by Mr. Brian - a real high school business teacher, not an AI-generated avatar or a synthetic voice reading a script. Learners see a real person's face, hear a real person's tone, and react to a real person's energy.

That matters for engagement. Paired with the Band of Bears characters, animated worlds, and Bear Claw Challenges built into every lesson, Cash For Cubs creates a fun, story-driven environment kids actually want to sit through - not a lecture, but a show they ask to watch again and again.

How It Works

Learn. Practice. Grow.

🎥 Learn

Each bear experience consists of three levels. Each level includes three subtopic video lessons where Mr. Brian and the bear character break down real money concepts — no lecture, just storylines and relatable examples kids can follow and connect with.

A still frame from a Cash For Cubs video lesson, Mr. Brian teaching alongside Franklin's Grizz Wiz character

45 Video Lessons

5-15 minute digestible and story-driven episodes hosted on-camera by Mr. Brian - with one Bear Claw Challenge per video for the learners to conquer.

✏️ Practice

All 45 video lessons pair with three Bear Claw Challenges each — pause-and-think moments where kids apply what they just learned before seeing the answers. In addition, there are 100+ downloadable and printable worksheets relating to the topics taught.

The "Let It Grow!" compound growth worksheet from the Grizzly Bears course

135 Worksheets

Printable practice for every topic taught - reinforcing each video's lesson with real hands-on activities.

🏆 Grow

At the completion of each level, a quiz is taken to show the growth learners make as they progress through the program — a real progress marker for a real financial literacy milestone.

15 Quizzes

One quiz per level to measure real growth - a concrete progress marker for every learner's financial literacy milestone.

The Curriculum

One sequential journey, Cubs to Polar Bears.

15 levels across 5 age-banded courses - each building on the last, from what money is to how to actually achieve financial freedom.

🧸 Cubs

Level I: Discovering Money
Level II: Earning, Saving, & Spending Money Wisely
Level III: Protecting Your Money

🧸 MONEY BASICS

What is Money?
Coins & Bills
Money Around the World
Jobs & Earning Money
Saving Money
Wants vs. Needs
Choices & Decision-Making
Keeping My Money Safe At Home
What is a Bank?

🍯 Honey Bears

Level I: Budgeting Basics
Level II: Money & Emotions
Level III: The Evolution of a Budget

🍯 BUDGETING

What is Income?
What are Expenses?
What is a Budget?
Impulse Buying
Money & Feelings
Savings Goals Psychology
Budgets Change Over Time
Increasing Your Income
What is Inflation?

🐻 Grizzly Bears

Level I: Investing Basics
Level II: Growing Your Money
Level III: Starting Your Investing Journey

🐻 INVESTING

What is Investing?
Investor Profiles
What is "The Market?"
The Anatomy of a Stock
Compound Growth
Make Me a Millionaire
Simple Diversification
Beginner Strategies
Making an Investment

🐼 Panda Bears

Level I: Bank Account Essentials
Level II: The Power of Credit
Level III: Navigating Loans

🐼 BANKING, CREDIT & LOANS

Types of Bank Accounts
Mobile Banking
Managing Bank Accounts
What is Credit?
How Do Credit Cards Work?
Building a Credit Score
What is a Loan?
Student Loans
Loan Decisions & Repercussions

🐻‍❄️ Polar Bears

Level I: Securing Your Future
Level II: Big Life Stuff
Level III: Retirement Planning

🐻‍❄️ RETIREMENT & FINANCIAL FREEDOM

Financial Aid & Scholarships
Diversifying Investments
Family Financial Planning
Home Ownership
Cars & Big Assets
Life Events
Investing for Retirement
Income Sources in Retirement
Financial Freedom

The Courses

Choose the path that's right for your family

One account for the entire family — lifetime access to lifelong learning, from early childhood development to young adulthood.

🧸 The Teddy Experience

Money basics explored in a playful way — saving, wants vs. needs, and more.

FreeStart Free

🔓 Lifetime Access

🍯 The Goldie Experience

Money in, money out — focus on budgeting and healthy financial habits.

$99Buy Now — $99

🔓 Lifetime Access

🐻 The Franklin Experience

Money growth in a nutshell — explore investing basics.

$99Buy Now — $99

🔓 Lifetime Access

🐼 The Chase Experience

All things banking, credit, and loans.

$99Buy Now — $99

🔓 Lifetime Access

🐻‍❄️ The Penny Experience

The financial freedom course.

$99Buy Now — $99

🔓 Lifetime Access

🏆 The Ultimate Bear Experience

All five bears. Every level. One price.

$299Buy Now — $299

🔓 Lifetime Access

The Cast

Meet the Band of Bears

Teddy, Goldie, Franklin, Chase, and Penny each headline their own course, growing up alongside your learner — from learning what money is to understanding how to achieve financial freedom.

The Bear Claw Challenges

“Paws and Think.”

Every video lesson includes three Bear Claw Challenges: moments for the learner to critically think through a financial scenario based on what was just taught. Land all three challenges in a level and you're awarded ALL THREE BEAR CLAWS — a real completion moment, not just a progress bar.

“Beary cool! You've earned ALL THREE BEAR CLAWS!”

Leave a Review

Tell us what you think!

Cash For Cubs is truly appreciative of any feedback you can provide related to your experience with the program. We read every review and use them to both improve the product and help as many families as we can become a part of the Cash For Cubs family.

Leave a Review

“I am a Certified Financial Planner®. It has always been important to me to teach my children to be great stewards of money. However, I've always struggled to really figure out a way to get through to them, on their level. I wasn't sure my kids would actually be into Cash For Cubs, but to my delight, they ask to watch it all the time. The characters and videos are all so engaging. It has facilitated many great conversations that I previously struggled to foster. I cannot recommend this enough for parents who want to give their kids the gift of financial literacy.”

Evan W. — NJ

Ultimate Bear Experience · 3 kids, ages 5, 7, 9

Come on, let's talk about money!

Start with Teddy's free course — no card required — and see why financial explorers keep coming back for the next level.

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