Ages 12–18+Panda Bears Series

🐼 The Chase Experience

Chase deals in the everyday machinery of money: debit versus credit, how a bank statement actually reads, and how a credit score gets built (or wrecked) one payment at a time. Practical, bank-app-ready knowledge for a teen about to manage real accounts.

$299Buy Now — $299

Videos: 9
Worksheets: 27
Quizzes: 3

What's Inside

Three Levels, start to finish

Level I: Bank Account Essentials

Types of Bank AccountsMobile BankingManaging Bank Accounts

Savings versus checking accounts, high-yield savings, debit cards, checks, and ATMs; account fees (maintenance, minimum balance, overdraft); mobile banking — transfers, P2P, mobile deposit, autopay; routing versus account numbers; fraud-spotting; CDs and money market accounts; and how to read a bank statement.

Level II: The Power of Credit

What is Credit?How Do Credit Cards Work?Building a Credit Score

Credit versus debit and how card companies actually profit; APR, billing cycles, grace periods, and why minimum payments are costly; the five credit score factors and their real weights — payment history 35%, utilization 30%, history length 15%, new credit 10%, credit mix 10%; and secured credit cards for building credit as a minor.

Level III: Navigating Loans

What is a Loan?Student LoansLoan Decisions & Repercussions

Loan components — principal, interest, term (the "Money Pit" P-I-T episode); loan types including mortgage, auto, personal, and student; secured versus unsecured and collateral; federal versus private student loans, subsidized versus unsubsidized, FAFSA, grace periods, forgiveness versus deferment; and the real consequences of missed payments.

Finish all three Levels and earn Chase's Collectible Coin.

Every Bear Claw Challenge along the way builds toward it — a real marker of a real financial-literacy milestone.

Ready for Chase?

$299 · Ages 12–18+

Buy Now — $299

Or explore another Level

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